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Current Savings Rates

EFFECTIVE May 18, 2010

ACCOUNT TYPE
APY*
Shares
.75%
Share Drafts
.50%
Christmas Club
.75%
Vacation Club
.75%
*APY is the Annual Percentage Yield.


SHARE CERTIFICATES
TERMS
APY*
90 Day - Dividend Paid At Term
$500
.80%
  6 Mo - Dividend Paid Monthly
Min $1000
1.00%
12 Mo - Dividend Paid Monthly
Min $1500
1.3%
18 Mo - Dividend Paid Monthly
Min $1500
1.6%
24 Mo - Dividend Paid Monthly
Min $1500
1.85%
*APY is the Annual Percentage Yield.


IRA's
APY*
Floating - Dividends Paid Quarterly
1.00%
12 Mo Certificate - Dividend Paid Monthly
1.3%
18 Mo Certificate - Dividend Paid Monthly
1.6%
24 Mo Certificate - Dividend Paid Monthly
1.85%
*APY is the Annual Percentage Yield.

*** Rates are subject to change at any time without prior notice.***